Terms & Conditions

Last updated: November 20, 2020

Welcome to Caumit.com. These Terms and Conditions ("Terms") govern your access to and use of our website, caumit.com, including any content, functionality, and services offered on or through the website. By accessing or using the website, you agree to comply with these Terms, and you confirm that you have read, understood, and accepted them.

These Terms apply to all users of the website, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content. If you disagree with any part of the Terms, you may not access the website or use our services.

1. Acceptance of Terms

By using the services and content provided on Caumit.com, you agree to these Terms and Conditions, as well as the Privacy Policy and any other guidelines or rules that are provided. If you do not agree to these Terms, you are prohibited from using our website or services.

We reserve the right to update, modify, or replace these Terms at any time. You should review these Terms periodically to stay informed about any changes. Your continued use of the website following any modifications constitutes your acceptance of the new Terms.

2. Changes to Terms

We reserve the right to modify, amend, or change these Terms and Conditions at any time without prior notice. It is your responsibility to check this page regularly for updates. You understand and agree that by using the website after such changes, you accept the revised Terms and Conditions. If you disagree with any changes to these Terms, you must stop using the website immediately.

3. User Eligibility

To use the services on Caumit.com, you must be at least the age of majority in your province or territory of residence (i.e., 18 years old in most of Canada). If you are under the age of 18, you must have the consent of a parent or guardian to use the website, and your parent or guardian must agree to these Terms on your behalf.

If you are registering an account on the website, you agree to provide accurate, current, and complete information during the registration process. You must keep your account information up to date to ensure we can communicate effectively with you regarding any account-related matters.

4. User Responsibilities

As a user of Caumit.com, you agree to the following responsibilities:

  • You are solely responsible for the activities that occur under your account or user profile.
  • You will not use the website for any unlawful purpose or in any way that could harm, disable, or overburden the website or interfere with any other party’s use of the website.
  • You agree to comply with all local laws and regulations, including data protection and privacy laws, that apply to your use of the website.
  • You are responsible for maintaining the confidentiality of your account login credentials and are fully responsible for all activities that occur under your account.
  • You will not post or transmit any material that is unlawful, defamatory, obscene, offensive, or otherwise harmful to other users or third parties.

5. Account Creation and Security

To access certain features of Caumit.com, you may need to create an account. When creating an account, you will be asked to provide personal information such as your name, email address, and other relevant details. You agree that all information provided during registration is accurate and that you will update this information as necessary.

You are solely responsible for maintaining the security of your account and password. If you suspect any unauthorized access to your account, you must notify us immediately. You are responsible for all actions taken under your account, whether authorized by you or not.

6. Intellectual Property

All content on Caumit.com, including but not limited to text, images, graphics, logos, and software, is owned by Caumit or its licensors and is protected by Canadian and international copyright and intellectual property laws. You may not copy, modify, distribute, transmit, display, or perform any of the content without our prior written permission, except as allowed under the terms of these Terms and Conditions.

Any feedback, comments, or suggestions you provide to us regarding the website shall be our exclusive property, and we shall have the right to use, modify, and distribute such feedback without compensation to you.

7. Restrictions on Use

You agree not to engage in any of the following prohibited activities:

  • Using the website to transmit or distribute viruses, malware, or any other harmful software or code.
  • Attempting to gain unauthorized access to the website or any associated systems or networks.
  • Using any automated systems or software to extract data from the website for commercial purposes without our express written consent.
  • Engaging in any activities that would interfere with or disrupt the normal operation of the website or its services.

8. Limitation of Liability

To the fullest extent permitted by law, Caumit.com, its officers, directors, employees, and affiliates are not responsible for any indirect, incidental, special, consequential, or punitive damages that arise from your use or inability to use the website, including but not limited to damages for loss of profits, loss of data, or any other loss, even if we have been advised of the possibility of such damages.

We are not responsible for any issues arising from third-party content or links on the website. Use of third-party links or services is at your own risk, and we make no guarantees or warranties regarding the services or content provided by third parties.

9. Dispute Resolution and Governing Law

Any disputes, claims, or controversies arising out of or relating to these Terms or the website will be governed by and construed in accordance with the laws of Canada and the province in which you reside. You agree to submit any such disputes to the exclusive jurisdiction of the courts located in the province of your residence.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect. The invalid provision will be deemed modified to the extent necessary to make it enforceable.

10. Privacy and Data Protection

Your privacy is important to us, and we are committed to protecting the personal information you share with us. By using our website, you consent to the collection and use of your personal data as described in our Privacy Policy.

We comply with all applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA), to ensure your personal data is handled securely and responsibly. For further details, please refer to our Privacy Policy, which outlines the specific data we collect, how it is used, and your rights regarding your personal information.

11. Termination and Suspension

We reserve the right to suspend or terminate your access to the website if we believe you have violated these Terms or engaged in any activity that may harm the website or its users. Upon termination, your right to access the website will immediately cease, and we may delete any content or information associated with your account.

If we suspend or terminate your account, you may not create a new account without our express consent.

12. Governing Language

These Terms and Conditions are written in English. In case of any dispute regarding the interpretation or application of these Terms, the English version shall prevail. If you require these Terms in another language, please contact us for assistance.